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Understanding Your Options

Concierge vs. Clinic Occupational Therapy: What Changes When Care Comes to You

By Karina Fakheri, MS, OTR/L ยท August 20, 2026 ยท 7 min read

When people first hear the term "concierge occupational therapy," they often ask a fair question: is it really different, or is it just clinic therapy with a higher price tag? Having practiced in both worlds โ€” more than fifteen years in one of Los Angeles' leading hospital systems, and privately in my clients' homes โ€” I can tell you the difference is real, and it goes far beyond convenience.

The traditional model, and why it's built the way it is

Clinic-based occupational therapy is shaped almost entirely by insurance. Reimbursement rates push clinics toward shorter sessions and higher patient volume, so a therapist may be overseeing two or three people at once in a shared gym. Visit counts are capped by what a plan will approve, not by what your recovery actually needs. And documentation โ€” the paperwork required to justify each visit โ€” consumes a real share of the therapist's attention. None of this reflects a lack of skill or care; it's simply the structure of the system.

What concierge care changes

Concierge, in-home occupational therapy removes the insurance machinery from the middle of the relationship. You pay directly for the therapist's time and expertise, and that single change reshapes everything:

 Clinic / Insurance-BasedConcierge / In-Home
Session lengthOften 30โ€“45 min, sometimes sharedFull, focused sessions built around you
AttentionTherapist may cover several clientsOne-on-one, every session
ContinuityTherapists may rotateThe same trusted clinician throughout
SettingClinic gymYour actual home environment
Plan lengthLimited by visit capsAs long as it genuinely helps
PrivacyShared, public spaceEntirely private
SchedulingClinic hours, waitlistsAround your life

Why the setting itself matters

Occupational therapy is, at its core, about doing the real activities of your life. When we practice a safe transfer in your actual bathroom, navigate your actual staircase, or reorganize your actual kitchen for one-handed cooking, the gains transfer directly โ€” because there's nothing to transfer. You're already home. A clinic can only ever approximate your environment; in-home therapy works within it.

Is it worth it?

For some people, insurance-based clinic therapy is perfectly appropriate and it's the right choice. Concierge care makes the most sense when the situation calls for more: a complex neurological recovery, a medically fragile person for whom leaving home is risky, a demanding schedule, a need for genuine privacy, or simply a desire for the highest standard of one-on-one attention. In those cases, the longer sessions, continuity, and home-based practice often produce faster, more durable results โ€” which is its own kind of value.

A useful way to decide: if your recovery is straightforward and your schedule flexible, a good clinic may serve you well. If the case is complex, the stakes are high, privacy matters, or you want one expert who knows your whole story and stays with you โ€” concierge care is designed for exactly that.

A note on how I work

My practice is built around the concierge model because it lets me do my best work: full attention, a plan shaped entirely by your goals, and continuity from the first visit to the last. It begins with a simple, confidential conversation about what you need โ€” no obligation, no pressure.

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Complimentary and completely confidential. Karina Fakheri, MS, OTR/L โ€” 15+ years at Cedars-Sinai.

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